Welcome to Uttrayan

Call Us : (+91)-70440 48874

CIN : U67120WB1995PTC071237

nav icon

Product and Services

Home / Product and Services

Uttrayan provides micro credit to the deprived women of the society to smooth their livelihood and give them a better standard of living. Various loan products are as follows -

i) Own Product

Sl No. Product Name Loan Size(Rs.) Rate of Interest PA (Reducing) Type of Interest rate (Flat or Reducing) Mode of
Repayment		 Loan
Processing Charges		 Tenure
( in months)		 Moratorium
1 Business Promotion Loan Upto 60K max limit       ( New Client Upto Rs. 30000+ there after each cycle increase Rs. 15000.) 25.75% Reducing Fortnightly 1.5%+GST+ Insurance Premium on actual basis 1Year 1 Installment
2 Business Scale Up Loan 60K- 100K 25% Reducing Fortnightly 1.5%+GST+ Insurance Premium on actual basis 1.5 /2 Years 1 Installment
3 Educational Loan 15K 19.75% Reducing Fortnightly   -  4 Months 1 Installment
4 Seasonal Business Loan 15K 24.50% Reducing Fortnightly 1.5%+GST+ Insurance Premium on actual basis 4 Months 1 Installment
5 Agri Business
Loan(Model A)		 20K 23.50% Reducing Fortnightly 1.5%+GST+ Insurance Premium on actual basis 4-6 Months 1 Installment
6  Agri Business
Loan (Model B)		 20K 23.50% Reducing Fortnightly 1.5%+GST+ Insurance Premium on actual basis 6-9 Months 2 Months
7 Medical
Emergency Loan		 15K 20.50% Reducing Fortnightly 1.5%+GST+ Insurance Premium on actual basis 4-12 Months 1 Installment
8 Micro
Housing Loan		 30K - 100K 24.50% Reducing Fortnightly 1.5%+GST+ Insurance Premium on actual basis 12-48 Months 1 Installment
9 Green
Energy Loan		 20K-50K 24.50% Reducing Fortnightly 1.5%+GST+ Insurance Premium on actual basis 12-24 Months 1 Installment

ii ) Managed Product

Sl No. Product Name Loan Size(Rs.) Rate of Interest PA (Reducing) Type of Interest rate (Flat or Reducing) Mode of
Repayment		 Charges Tenure
( in months)		 Moratorium
10 SBI Co - Lending 10K-100K 19.45% Reducing Monthly 1%+GST+Insurance Premium on actual basis 12-36 Months Nil
11 SIDBI PRAYAAS LOAN 100K-200K 18.00% Reducing Monthly 1%+GST+Insurance Premium on actual basis 12-36 Months Nil

Terms & Conditions :

  1. Client's KYC & Bank accounts are a must.                                                              
  2. Loan shall be completely collateral-free.                                                              
  3. Prepayment is allowed but no additional penalty shall be charged by UFSPL.                      
  4. Small, General  & SME loans shall be sanctioned only for income-generating activities.   
  5. Maximum Gross household income up to Rs.3,00,000
Copyright 2016 © : Uttrayan Financial Services Pvt. Ltd