Uttrayan provides micro credit to the deprived women of the society to smooth their livelihood and give them a better standard of living. Various loan products are as follows -
Sl No. | Product Name | Loan Size(Rs.) | Rate of Interest PA (Reducing) | Type of Interest rate (Flat or Reducing) | Mode of Repayment |
Loan Processing Charges |
Tenure ( in months) |
Moratorium |
---|---|---|---|---|---|---|---|---|
1 | Business Promotion Loan | Upto 60K max limit ( New Client Upto Rs. 30000+ there after each cycle increase Rs. 15000.) | 25.75% | Reducing | Fortnightly | 1.5%+GST+ Insurance Premium on actual basis | 1Year | 1 Installment |
2 | Business Scale Up Loan | 60K- 100K | 25% | Reducing | Fortnightly | 1.5%+GST+ Insurance Premium on actual basis | 1.5 /2 Years | 1 Installment |
3 | Educational Loan | 15K | 19.75% | Reducing | Fortnightly | - | 4 Months | 1 Installment |
4 | Seasonal Business Loan | 15K | 24.50% | Reducing | Fortnightly | 1.5%+GST+ Insurance Premium on actual basis | 4 Months | 1 Installment |
5 | Agri Business Loan(Model A) |
20K | 23.50% | Reducing | Fortnightly | 1.5%+GST+ Insurance Premium on actual basis | 4-6 Months | 1 Installment |
6 | Agri Business Loan (Model B) |
20K | 23.50% | Reducing | Fortnightly | 1.5%+GST+ Insurance Premium on actual basis | 6-9 Months | 2 Months |
7 | Medical Emergency Loan |
15K | 20.50% | Reducing | Fortnightly | 1.5%+GST+ Insurance Premium on actual basis | 4-12 Months | 1 Installment |
8 | Micro Housing Loan |
30K - 100K | 24.50% | Reducing | Fortnightly | 1.5%+GST+ Insurance Premium on actual basis | 12-48 Months | 1 Installment |
9 | Green Energy Loan |
20K-50K | 24.50% | Reducing | Fortnightly | 1.5%+GST+ Insurance Premium on actual basis | 12-24 Months | 1 Installment |
Sl No. | Product Name | Loan Size(Rs.) | Rate of Interest PA (Reducing) | Type of Interest rate (Flat or Reducing) | Mode of Repayment |
Charges | Tenure ( in months) |
Moratorium |
---|---|---|---|---|---|---|---|---|
10 | SBI Co - Lending | 10K-100K | 19.45% | Reducing | Monthly | 1%+GST+Insurance Premium on actual basis | 12-36 Months | Nil |
11 | SIDBI PRAYAAS LOAN | 100K-200K | 18.00% | Reducing | Monthly | 1%+GST+Insurance Premium on actual basis | 12-36 Months | Nil |