Uttrayan provides micro credit to the deprived women of the society to smooth their livelihood and give them a better standard of living. Various loan products are as follows -
Sl No. | Product Name | Loan Size (Rs.) | Rate of Interest PA (Reducing) | Type of Interest rate (Flat or Reducing) | Mode of Repayment | Loan Processing Charges |
Tenure (in months) | Moratorium |
---|---|---|---|---|---|---|---|---|
1 | Business Promotion Loan | Upto 60K max limit ( New Client Upto Rs. 40000+ there after cycle increase Rs. 20000.) |
26.50% | Reducing | Fortnightly | 1.5+GST (FOR WB), 2% +GST (FOR OTHER STATE) |
1Year | 1 Installment |
2 | Business Promotion Loan | Upto 60K max limit ( New Client Upto Rs. 40000+ there after cycle increase Rs. 20000.) |
26.50% | Reducing | Fortnightly | 1.5+GST (FOR WB), 2% +GST (FOR OTHER STATE) |
1.5Year | 1 Installment |
3 | Business Scale Up Loan | 45K- 60K | 26.50% | Reducing | Fortnightly | 1.5+GST (FOR WB), 2% +GST (FOR OTHER STATE) |
1.5 Years | 1 Installment |
4 | Business Scale Up Loan | 65K-100K | 26.00% | Reducing | Fortnightly | 1.5+GST (FOR WB), 2% +GST (FOR OTHER STATE) |
2 Years | 1 Installment |
Sl No. | Product Name | Loan Size (Rs.) | Rate of Interest PA (Reducing) | Type of Interest rate (Flat or Reducing) | Mode of | Charges | Tenure | Moratorium |
---|---|---|---|---|---|---|---|---|
Repayment | (in months) | |||||||
5 | SBI Co - Lending | Upto 3 Lakh max limit ( New Client Upto Rs. 100000+ there after cycle increase Rs. 50000.) |
19.45% | Reducing | Monthly | 1%+GST (all states) | 12-36 Months | Nil |
6 | SIDBI PRAYAAS LOAN | 100K-200K | 18.00% | Reducing | Monthly | 1%+GST (all states) | 12-36 Months | Nil |