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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
|---|
Today’s max loan value/gm (26/06/2025) ₹5895.50
| Particulars | Rate / Amount | Remarks |
|---|---|---|
| Interest Rate (per Annum) | 14% to 25% | Based on loan amount, tenure, customer profile and regular EMI payments |
| Processing Fee | 0.25% to 0.5% of Loan Amount | Deducted upfront at disbursement |
Client is the main priority
We designed a series of activities to enhance the level of the client’s satisfaction. The client grievance redressal mechanism has been adopted to identify and solve the grievances as early as possible.
Honesty and Transparency
We believe in “Honesty is the best policy”. Hence we try to maintain honesty at the time of providing services to Clients, at the time of proving facilities to staff and at the time of initiating a new project. As Honesty is one of the major value of Uttrayan, we try to be honest to our clients, to our financial partners and to our staff as much as possible.
Discipline
We try to maintain discipline from head office to field level as we believe “Discipline is the defining fire by which talent becomes ability”.
Concern for environment
Uttrayan’s main concern is to improve human life in every way. As we believe financial betterment is not sufficient to improve human life, hence we are giving special emphasis on environmental improvement to create a healthier future generation.
Human resources
The members of our staff are our most important resources. We make efforts to upgrade their skills and improve their welfare measures on a continuous basis.