Call Us : (+91)-70440 48874

CIN : U67120WB1995PTC071237

About Us

Who we are

Uttrayan Financial Services Private Limited is a Non Banking Financial Company (NBFC-MFI) registered under Reserve Bank of India(RBI). We started our microfinance on-lending operation way back in the year 2001 with its head office at Kolkata(West Bengal), by providing small ticket size loan to the poor woman in rural and semi-urban area through group based system. Our Company provides livelihood promotion services comprising of livelihood and other Micro financial services to those population segments which are mostly un-reached by the formal banking systems with the principal purpose of promoting sustainable livelihoods.

We are one of the few MFIs in West Bengal who have been managing portfolio as Business Correspondent of IDBI Bank and YES Bank. This speaks about the confidence reposed on us for effective control and management of micro finance business of Banks.

Where we do

Uttrayan is now working with 87 branches spread over nine districts of West Bengal, and seven districts in the state of Assam, six districts in the state of Bihar, one district in the state of Meghalaya, nine districts in the state of Orissa, two districts in the state of Sikkim, two district in the state of Uttrakhand and  two distrcicts in the state of Punjab, India, where we are providing services to more than  1,00,000 clients to make their way out of the poverty. And in very near future we are planning to cater financial services to our other neighbouring states also.


  1. Received “Certificate of merit” from SKOCH Group for India’s Best Financial Inclusion & Financial Deepening Projects in 2014 & 2015 consecutively.
  2. Adjudged “Best Financial Institution – Financing MSME or Vocational Skill Development” for 2014-15 by ASSOCHAM
  3. We have also been adjudged one out of three top nominees for “Highest Employment Generation by Cos. with turnover upto Rs.100 Crs.” by the prestigious award committee of Economic Times Bengal Corporate Award (ETBCA).

Organizational Values


Client is the main priority

We designed a series of activities to enhance the level of client’s satisfaction. Client grievance redressal mechanism has been adopted to identify and solve the grievances as early as possible.


Honesty and Transparency

We believe in “Honesty is the best policy”. Hence we try to maintain honesty at the time of providing services to Clients, at the time of proving facilities to staff and at the time of initiating a new project.As Honesty is one of the major value of Uttrayan , we try to be honest to our clients, to our financial partners and to our staff as much as possible.



We try to maintain discipline from Head Office to field level as we belief “Discipline is the defining fire by which talent becomes ability”.


Concern for environment

Uttrayan’s main concern is to improve human life in every way. As we belief financial betterment is not sufficient to improve human life, hence we are giving special emphasis on environment improvement to create a healthier future generation.


Human resources

The members of our staff are our most important resources. We make efforts to upgrade their skills and improve their welfare measures on a continuous basis.

Copyright 2016 © : Uttrayan Financial Services Pvt. Ltd